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Pests, Insects, fumigation and bug spraying are part of a property owners usual and expected maintenance costs. Homeowners insurance does not cover maintenance.
A lamp burn on your carpet may be covered by homeowners insurance. It will depend on the policy that you have since all policies and companies are different in what they cover.
Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.
A homeowners policy is not the proper policy for property rented to others. It is only for owner occupied dwellings and will not cover damage caused by anything other than a covered cause.
Very difficult - try a vacuum cleaner first. However I suspect the carpet will be ruined - do you have household insurance - you may be able to get a replacement carpet.
Some of the carpet tiles in my office need replacing. Where can I find replacement carpet tiles?
No. If your carpet was damaged by a covered peril. Your insurance policy is only responsible for repair or replacement of the damaged part with like kind and quality. Their is no coverage for cosmetic aesthetics or exact match issues.
Recoverable altho you were foolish not to have "replacement cost". Then you are covered at 100%
No. If you have a loss the company will replace damaged items with same kind and quality. If you want to upgrade the eg. carpet or cabinets you will have to pay the additional cost yourself.
He only has to do what's in the contract.
It is unlikely that the homeowners policy would cover an accidental spill other than in the case of a sewage back-up. In any case cleaning the carpet would cost less than the deductible on your policy.