 |
Will insurance cover damage to your house when a tree damages it while being removed by you or a contractor? |
[Edit] |
Answer
No, it generally needs to be an "act of God" The contractor should have insurance that would cover it. If you did it, you are SOL. 4lifeguild
Answer
If the tree fell because of a contractor, they should be bonded and insured (therefore will pay for all damages). If it fell while you were removing it, then your home owners insurance will cover it after you have paid the deductable. If the deductable is $1000 and it costs $1200 to fix it, then it wouldn't be worth filing a $200 claim. Your rates go up by as much as 30% when you file any claim. Do the math and decide for yourself which is the best plan of action.
First answer by 4lifeguild. Last edit by Lkysmy. Contributor trust: 920 [recommend contributor]. Question popularity: 8 [recommend question]
|
Also see on Answers.com
Research your answer: |
- Who is responsible for damage caused by a sewage pipe back up in a condo The Condo Master Policy or Individual Homeowners Policy?
- What clothes you have wear if temperature is 39 degrees Fahrenheit Celsius?
- What is the amount for a Home mortgage company to not endorse claims check?
- What is the infrastructure of a building?
Answers.com > Wiki Answers > Categories > Business and Finance > Insurance > Homeowner Insurance > Will insurance cover damage to your house when a tree damages it while being removed by you or a contractor?
Our contributors said this page should be displayed for the questions below. (Where do these come from ) |
| If any of these are not a genuine rephrasing of the question, please help out and edit these alternates. |
