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Most auto insurance covers anyone you allow to drive your car, except people living in your house.
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∙ 15y ago
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Does insurance cover a minor driver who is not on your policy?
If they are not on your policy then they are not covered.
Who is responsible for a accidents costs the owner of the car or driver?
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
Will your auto insurance cover your child?
If you add the child as a driver on the policy.
Will your insurance cover your married daughter who drives your car?
Yes, as long as you add her as a regular driver on your insurance policy.
Does full coverage insurance cover any licenced driver?
If they are added to your policy as a scheduled driver yes they will be considered a covered driver.
Does your insurance cover a borrowed friends car without insurance?
If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.
Does insurance follow the car or the person?
Depends on the insurance policy. A good one will cover both, as long as the driver has permission to drive the car, and the policy owner can cover a rental or a new vehicle.
If you are a passenger in a one car wreck and the driver is not a designated driver who will pay for your medical bills?
The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.
Will insurance cover the car i hit if im not on policy?
It depends on the state, policy, and company. Some will if you were an authorized driver of the vehicle and you had an accident.
Why can't I get a rental car from the driver who totaled my car?
Presumably because the other driver's insurance doesn't cover that expense. Check into your own insurance policy to see if maybe your own insurance does.
Will your auto insurance cover a permissive driver if you are disabled and cannot drive?
It sounds like this person will be a regular driver and as such they should be listed on your insurance as a driver. In your policy you agree to list all household residents and regular drivers. They should be listed on your policy.
Will your insurance cover an occasional driver?
Probably, but you should check with the agent or see if there is a clause in the policy that covers it.
