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Will insurance cover extras added to a car such as custom rims or body kits if it is totaled in an accident?
Wiki User
∙ 20y ago
Usually, though it probably won't be dollar-for-dollar. In fact, many insurance companies would argue that the addition of such items to a vehicle actually lowers its market value, because the typical person wouldn't want a car with custom rims, etc. If you're settling the total loss through your own carrier, you may even have a limit in your policy for such things (usually around $1,000.00). Your best bet is to put all your receipts together -- with dates and amounts -- and be ready to show them to the claims adjuster. If you don't have receipts, contact the store where you bought the custom parts and get them to at least print off an estimate. Then, depending on the area you live in, you might want to do some research on similar vehicles, to show that there is a market for them. Good luck!
Wiki User
∙ 20y ago
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