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Will insurance pay to replace a windshield that has become so pitted and cloudy that it is hard to see if you have complete glass coverage?
Wiki User
∙ 12y ago
This is considered "normal wear and tear", which is never covered by auto insurance companies, rather than an "accident" or "ocurrence", which are covered by insurance companies.
Here are more opinions and answers from other FAQ Farmers:
- That depends, call and ask them if your policy would cover that. I don't think the coverage would replace a windshield simply because it is old. There should be some claims related event. And remember, there will be a deductible. Ask the glass company if they would waive or reduce that before scheduling a repair. A shop around if they will not work with you on reducing the deductible.
- Probably not, even though it is a safety issue it is not broken, but I would check with my agent. Some insurance companies are more lenient than others.
- I am a insurance agent for a large company, our policies do not cover this because it is considered wear and tear over a long period of time. You would have to have a crack in the window and even then the comprehensive deductible would apply. You should not file a claim for something as minor as a window, paying out of your pocket will save your premium and record in the long run.
Where do you live? If by any chance you live in Florida and have full coverage on your car they will pay for it without using your deductible The deductible does not apply for a windshield. I live in Florida and mine was replaced and I didn't have to pay anything. It was not cracked just pitted. Please call your agent
Wiki User
∙ 12y ago
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No, unless it is due to someone els's liability. As in, someone hit you and your windshield cracked, then it is covered. If you had Comprehensive coverage you would be all set. It depends on whose insurance is paying and what caused the windshield to break. If it's your insurance and a rock chips the windshield and you don't have comp/collision... no.
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