Will liability insurance cover you if you hit a deer?

Answer

No. Liability insurance is triggered when you are at-fault for an accident. It's used to pay for the damage you cause to someone else's property, not your own.

A deer hit would fall under comprehensive coverage, and isn't considered an at-fault loss.

Answer

In some states, collisions with wildlife are covered by the state. Check with your insurance agent.

Answer

Only if the deer sues.

 

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