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Will renter's insurance pay for damage caused by pets to landlord's property?
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What insurance is required for landlords?
Usually there is no legal requirement for landlords to purchase landlord insurance. It is typically a supplemental insurance for landlords in case there is damage caused to their property that is not covered by other insurance policies.
Is your landlord responsible for damage to your personal property if the damage is caused by excess snow on the roof?
Unfortunately, landlords are not responsible for any one's personal property, unless you can prove negligence on the landlord sparked, which would have contributed to the damage to the property this is something that would be argued in court your best bet is to get renters insurance
What does the phrase renters insurance mean?
Renters insurance is insurance purchased by renters to protect their personal property in situations of fire, theft, water damage, or any other unforseen circumstance not covered by the landlord's policy. Renters insurance also helps protect renters against personal liability if someone is hurt, whether in the home or away from it, and damage to the rental unit caused by a covered loss.
Will renters insurance cover your own injuries sustained on your property?
If you're the renter, no. If you mean you're the property owner, if the renter was negligent and that negligence caused the your injuries, probably yes.
Is my landlord responsible for damage to my personal property The leak is caused by excess snow on the roof It all happened in one day leak started came into house damaged property i came home 2 it?
Unfortunately, if you are renting No he is not responsible. You need to always have whats called "Renters Insurance". However, if the roof was previously bad and you made a written complaint, or it is on file, then Yes he is responsible. He new of the damage and didn't fix it. Renters Insurance is just like Mortgage insurance for a house. However Renters Insurance is a lot cheaper.
Who is responsible for damage caused to a tenants personal property when the ceiling collapsed during a storm because the building was not weatherproofed correctly and the tenant didn't have insurance?
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
My home is a rental.. Does homeowners insurance still cover damage to the home caused by a burglary?
It depends on what type of insurance the property owner has and what the terms of the lease are. Some landlords carry property damage coverage for the building structure. Some leases require that the renter carry a tenants policy.
Can a landlord keep a tenant's deposit for something the tenant did not intend to do to hurt the property?
The Landlord can keep the deposit for any damage. No matter who or how it was caused. You should have renters insurance to take care of anything like this.
Does home owners insurance cover damage caused by a renters dog urine on carpet?
A homeowners policy is not the proper policy for property rented to others. It is only for owner occupied dwellings and will not cover damage caused by anything other than a covered cause.
What is "Landlords contents insurance"?
The purpose of obtaining Landlord Contents Insurance is to protect the landlord from damage or loss caused by tenants. This insurance may cover appliances, fixtures, and furnishings.
Would renters insurance cover property damage caused while someone is having an epileptic seizure?
You must read your policy carefully but I'm sorry to say that unless your policy is unusual or unique, medical reasons for damage or destruction do not qualify.
What would cause a dead TV after lightning?
A power surge caused by lightning may have killed it. If you have homeowners or renters insurance, they may help replace it.
