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Does renters insurance cover television damages?
If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.
Does renters insurance cover your car?
No, it does not.
Is it a state law in Minnesota that you have to have renters insurance?
In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.
Does homeowners insurance cover a renter?
No. That's what renters insurance is for.
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Will renters insurance cover a broken laptop?
no
Does renters insurance cover loss of property using a moving company?
The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!
Will insurance cover the cost to replace the carpet throughout your house if the majority of it was damaged from an accident And you have the same carpet throughout now.?
No. If your carpet was damaged by a covered peril. Your insurance policy is only responsible for repair or replacement of the damaged part with like kind and quality. Their is no coverage for cosmetic aesthetics or exact match issues.
Does renters insurance cover property damage due to carpet beetles in the home being rented?
Pests, Insects, fumigation and bug spraying are part of a property owners usual and expected maintenance costs. Homeowners insurance does not cover maintenance.
What does renter's insurance cover for an apartment?
Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged. Here is an informative article I found on how to find affordable renters insurance: http://www.insuranceagents.com/free-renters-quotes.html
Will insurance cover a hot water heater?
Regular home owners insurance does not cover a water heater. If it leaked and damaged the floor, carpet, walls or furnishings, those would be covered, but not the heater.
Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
