Will the insurance premium increase when you file a claim for collision in hit and run case and do not know who hit the car?In: Auto Insurance |
Answer
It should not affect your rates. However, if you have several hit-and run claims, they're going to start investigating.
Answer
Actually, I was in a hit and run and my insurance company used my collision insurance to cover the total loss of my car. SO... now when I go to "shop around", my underwriters report shows only this:
Collision Reimbursement: $5,919. As a result my insurance rates are very high. There are no surcharges because I was not "at fault" but the rates themselves are higher than normal.
I'm trying to figure out how to "re-categorized" the claim under the "uninsured motorist" claim so that my rates will be normal. It's a nightmare.
beware!
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First answer by Rfor. Last edit by ID2499971076. Question popularity: 73 [recommend question]
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