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Will there be any lapse in coverage if your old employer and new employer use the same insurance company?
Wiki User
∙ 17y ago
When did your old plan end? When does your new plan start? Do you have the SAME plan with the Insurance Company. That is, one might be HMO the other PPO, etc. If you were given a prescription with a years worth of refills while you were covered by Aetna through your previous employer, and your new employer also uses Aetna but your benefits won't kick in until September, will they still cover the cost of your prescriptions? I don't see why not. Group plans are guaranteed issue and you get credit for prior coverage, so there's no pre-x clause. For more details see Regardless - just send in the claim. What do you mean by lapse? Even if you go to the identical plan with your new employer you have a new plan. Very often the new employer plan will give you credit for any deductible you have already met for the year but you will have to provide them proof. You can give them any Explanation of Benefits (EOB) forms you have for the year. Talk to your new employer HR department to see if there are any exclusions or conditions. If you had a period between the two jobs without coverage for 63 days you will be subject to any pre-existing conditions clauses from the new plan.
Wiki User
∙ 17y ago
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If you change jobs will the new insurance company cover a dependent's cancer treatments assuming the new employer provides sufficient coverage?
Yes, as long as there is no lapse in coverage.
If theres a lapse in hazard homeowners insurance am istill covered?
No. You are not covered in a lapse period. A period of lapse in coverage means " No Coverage ".
How do you drop medical coverage on spouse switching to employers insurance?
Either go to the HR department where you work or contact your insurance company directly. The company will need this in writing. Make sure there is no lapse in coverage.
Can a medical insurance company drop you because of one non payment?
It would depend on the insurance company. Most insurance companies will reinstate your coverage once you are caught up on your premium payments. You would then just have a lapse in coverage for the month you missed.
How long can you let car insurance lapse before it effects no claims?
There is no grace period for claims after a lapse in coverage. The moment your auto insurance "lapses" is the moment you have "No Coverage" from that moment forward you have no coverage for a claim until you get coverage again.
Why do insurance company ask for Declaration Page from your past insurance company?
The new insurance company is asking for proof of prior insurance coverage. Some insurance companys have what they call a "proof of prior" discount. This means that you may qualify for a discount if you can prove you had previous insurance with no lapse in coverage. Be sure to ask your insurance agent for a further explanation.
Is taking zoloft for post-partum depression legally allowed to be considered a pre-existing condition by an insurance company when there has been no lapse in coverage?
I doubt it.
Can you get homeowners insurance in GA with a claim 2 months ago and a lapse about 1.5 months ago...Where would you go for such a thing?
You can contact any insurance company of your choice. Some companies will accept you and Some will not due to your lapse in coverage, and now prior claims history. The best option would have been to continue your previous coverage. Many homeowners make this same mistake in letting their policy lapse while a claim is pending. With a lapse in your coverage as well as a claim you will likely be paying more for your policy than you did in the past.
Does Primerica Life Insurance Company have no lapse Universal life insurance policies?
Primerica sells term life insurance 100% of the time. They strongly stand by their product as term insurance provides the maximum coverage for the lowest cost.
Can employer allow health insurance to lapse without advising employee?
AnswerCan they? Yes. Should they? No.
Can you reinstate and file a claim during a lapse in coverage?
No. If you had a lapse and a claim occurred during that lapse, then you have no coverage for the loss.
Lapse in car insurance?
A lapse in your auto insurance is a time period for which you had or have no coverage. Either your policy expired and was not renewed on schedule meaning you missed your renewal payment or you missed a monthly payment and the policy was cancelled.
