0
Will your car insurance cover the losses of the other car if driver of the other car has no license?
Wiki User
∙ 11y ago
Yes, it will. The fact that the other driver had no license has nothing to do with coverage and liability.
Wiki User
∙ 11y ago
Add your answer:
Earn +20 pts
Do you need Insurance if you have a valid driver license?
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
Does insurance cover a wreck if your license is suspended?
Insurance and Suspended LicensesYes, If you auto insurance policy was active and in force at the time of your accident then they will cover the losses to the extent and limits of your policy coverage. Bare in mind taht if the Insurance company was not previously aware of your license suspension and depending on the reason they may decide to cancel your policy.AnswerTypically, no. One of the conditions of coverage generally is the existence of a valid driver's license. If the license was suspended but you were nonetheless driving, the insurer may well have a coverage defense.
Can you get car insurance without a driver's license?
No. You cannot legally drive so they would not cover you.
Does having a license automatically insure you as a driver?
No,, You have to buy the auto insurance for your car or you have to make sure the owner of the car you are driving has the required insurance and that it will cover you as a driver as well.
What happens if i have insurance for a full license but i only have a provisional license and have had an accident?
The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.
If your driver license is suspended for too many points.what type of insurance must you either purchase or prove that you had on effective date of the suspension?
full cover insurance
If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?
Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.
Does insurance cover a permitted driver?
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
How does the insurance cover after a hit and run accident if i don't't have the license plate number?
Sometimes a deductible will cover a hit and run accident if the driver does not have the license plate number. More often than not, they will not cover the accident because there is no proof of the accident.
Can you get auto insurance with out a license?
Follow the steps below to help you get car insurance without a driver's license.Contact insurance providers in your area to obtain insurance quotes. Many insurance companies may not even ask if you have a valid driver's license.Explain to insurance companies, if asked, why you're without a driver's license. If it's because you're under suspension or revocation for no auto insurance, then the provider will likely give you 30 to 45 days to get your license back or the policy will expire.Pass the driver's exam if you're just reaching the legal driving age. If that is the case, most insurance companies will cover you with a driver's permit and then require proof of your license when you pass the test.Take proof of insurance to the court if you're under license suspension or revocation for no insurance, and the court will reinstate your driving privileges. Be aware that you may have to pay a fine as wellShow the insurance company proof that your license is now valid so that you can keep your insurance policy active.Best Wishes
What if the other driver has some insurance but not enough to cover my losses?
In most states you can purchase under-insured motorist or uninsured motorist coverage that will kick in when the other parties insurance is depleted.
Does your auto insurance have to cover you if your license is suspended?
Yes it does have to cover you
