Will your insurance premium increase if you scratch another car and claim it?

Answer

Any claims made against your insurance company can result in an increase in your premium. If it's just a scratch, it would be better to settle with the person with an out of pocket payment if at all possible. Be sure to get a quote with the person (both parties present at time of quote).

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First answer by Driftingeric2k4. Last edit by Driftingeric2k4. Contributor trust: 261 [recommend contributor]. Question popularity: 131 [recommend question]

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