The driver that hit you. Not knowing all the circumstances, the unlicensed driver would be At Fault in the driving aspect, and in the fact that he/she should not have been on the road at all. Just a personal opinion
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
They both are. The logic being that the unlicensed driver shouldn't have been there in the first place, and would not have been involved in the accident if they'd been in compliance with the law.
Yes, You can still sue for the property damage even if there were no injuries.
In New Jersey it is the driver who rear ended him who is at fault. However, that does not mean that the illegal unlicensed driver will not face deportation.
Let's see if I can follow this. Insurance company A is at fault because of actions caused by driver A. Driver B who is not at fault is injured, but is unlicensed, and Auto B has been totalled. Insurance company A is going to have to pay damages to Driver B for property damage as well as for injuries because Driver A is deemed at fault. The fact that Driver B is unlicensed is a non-moving violation and Driver B will have to pay a substantial fines for these issues.
You get to, accident would not have happened if you werent on the road!
Yes
your policy, considering you are insured and licensed, will cover the incident, as long as YOU aren't at fault! Otherwise an at fault claim would appear on your record if ANY fault is determined on your part - regardless of the licensing status of the other driver.
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.
Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.