You had no insurance and an uninsured driver hit you so now what should you do Will gap insurance cover?

Answer

I'm sorry to say that you are going to pay out of pocket for the damage to your car or try to sue the uninsured driver that hit you for the money. Gap insurance only covers the difference between what you owe on the car and what your insurance paid you when your car was totalled. Since you don't have any insurance your gap coverage is useless. Furthermore if the car wasn't totalled in the accident then gap insurance wouldn't come into play regardless.

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First answer by Puddles. Last edit by Puddles. Contributor trust: 407 [recommend contributor]. Question popularity: 33 [recommend question]

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