You have a KY driver's license but don't have a car of your own You have been driving your friend's car But her car insurance doesn't have your name on it Can you still drive her car?

Answer

I deleted all of our answers including mine because I was incorrect. Some of the other answers were correct but to avoid confusion, I just deleted them all. I would still be very cautious when letting someone else drive my car and you still need to contact you insurance carrier to make sure they do not have a disclaimer attached to your policy. Hopefully this will put this question to rest.

(This is copied from the Official Ky State Motor Vehicle site)

Car Policy Insurance Coverage

Generally, your car insurance policy covers you, your spouse, family members, anyone driving the car with your permission, and anyone who reasonably believes he or she is entitled to drive your car.

Car insurance coverage follows the car, not the driver. You could however be personally liable if your car is involved in an accident.

Car Insurance is usually restricted to the United Sates and Canada. There are other conditions stated in your insurance policy that you should be aware of.

Coverage under your car insurance policy may be denied under the following circumstances:

If someone who is driving your car who is not authorized by law to drive (This can include a minor without a drivers license, or someone who's license has been revoked or suspended) A Car that is involved in racing A person who is driving a car under the influence of drugs, alcohol or any other illegal substance.

These are only a few conditions that insurance provides will not provide coverage for. Check with your car insurance provider for additional restrictions and information that may apply.

First answer by Clay. Last edit by Clay. Contributor trust: 3450 [recommend contributor]. Question popularity: 11 [recommend question]