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You have been making payments of 50 a mth for almost a year per agreement with collection agency on a reposession Can they now change up and demand more money be paid monthly and threaten to garnish?
Wiki User
∙ 12y ago
Number 1 read the agreement you have with them, see if there is any time limit on the $50/month payment, and if they have any right to change the amount .
1 If they do its simple , they can ask for it
2 If they don't its simple too , they can ask - but you don't have to.
I wouldt tell them so and that you are ready to file a complaint against them for harrasment. They can not legally harrass you , and they are not supposed to pressure you / intimidate / threaten you etc. although they frequently do.
3 One thing to remember with these "agencies" , they are collection driven- heres how. The agency frequently gets a huge commission (50%) on average , adn their employees are frequently paid a small salary/and large commission base on their collection rate
good luck
AnswerIf the agreement was in writing and signed by both parties, then no. They cannot change the terms.Wiki User
∙ 12y ago
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Can a collection agency legally threaten to come to your house if the debt is not repaid?
The Fair Debt Collection Practices Act makes it illegal to "threaten" any action. You can print off a copy of this act at www.ftc.gov You might want to read and highlight pertient sections of the act and become familiar with your rights under this law. You may also have additional protection under any laws which pertain to debt collectors passed by your state. Search the internet, educate yourself and stand up for your rights.
Can a Debt Collector Threaten to ruin your credit?
Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.
Can a creditor in NC refuse to accept monthly payments and threaten to garnish wages at 30 percent of gross?
They can refuse any payment offer that is different than the amount specified in the contract. And don't think of the statement that they will garnish 30% of your wages as a threat. It's a warning, but they will need to sue you and get a court order to do it.
Can a debt collector threaten to sue and give a 24 hour period to respond in order to negotiate?
A collection agency will say or do anything to get you to pay. They will harass you, your family, and your co-workers. It doesn't matter whether you actually owe the debt or not as far as they are concerned. Many people will pay bills when they are not really liable just to get them to stop. That is why they continue their often illegal tactics. It would be very unusual for them to sue over 1200. However the negative report will stay on your credit for seven years. If you do decide to pay try to get a written agreement that they will remove any negative report.
After a car is voluntarily reposessed can a collection agency threaten legal action if they have accepted payment arrangements from one signer?
roosta Once the loan is in default, the lender can seek payment from ANY signors to the loan. After the car is sold, there is NO collateral for the loan except the ones who promised to pay . It is now time for them to pay.
Can a person be threaten with the police during a reposession?
Yes. You can be charged with a crime for refusing to return secured collateral.
Can a reposession company threaten you and say they will press charges against you in the state of California?
NO! Especially in California. It is illegal to threaten you period. My advise is to get a lawyer asap and have them take the case.
Can a credit collection agency threaten felony charges?
No it is a violation of the Fair Debt Collection Practices Act
Why did South Carolina threaten to leave the continental congress?
if rice wasnt omitted from the non-exportation agreement
Asking If you pay the collection agency can you have the derogatory item removed from your credit file?
pay the collection agency, then check what their report is about you, if not good threaten to get a attorney and bring suit
What are your rights against bill collector callers who do not identify themselves hang up and threaten to sue?
Collection agencies are governed by federal and state laws. Debtors are given protection under the Federal FDCPA. A collection agency cannot "threaten" you with anything. They can inform you that your account may be referred to a collection attorney and legal action may be initated. Please familarize yourself with the laws pertaining to collection agencies. Be advised, that some of the laws do not apply to the original creditor.
Can a property manager threaten you with a 3-day notice for a balance due on a pet deposit?
If those terms are in the written rental agreement, yes.
Can a collection agency garnish your wages in the state of Georgia?
No, collection agencies cannot garnish a person's wages, in the state of Georgia. They can threaten and use many scare tactics to get a person to pay their debts, but they cannot take any money that is not given to them.
If payment is a month behind yet two weeks ago made a full payment can they still threaten to repossess?
AnswerProbably, but if payments are kept current it would be unlikely that a creditor would take such action. When a scheduled payment is missed the account is in default even if the payment is "made up" and the creditor can exercisewhatever options might apply under the original agreement, including repossession of the item.
Your former insurance co was to have paid the bill five years ago now you are being threatened by a collection agency and this is the first time you have seen the bill?
Before communicating any more with the collection agency, check with the insurance company to see what happened in that case, and/or with the original company they claim you owe. Most companies would have charged off the bill by now, and you owe nothing. The collection agency may have bought the deal for cents on the dollar and the money they collect doesn't go to the original vendor. It won't do you any good to pay this collection agency, since it starts up the payments again. If they continue to threaten, you have rights. Tell them to send you a bill in writing and to stop calling.
What is a sentence for the word threaten?
Don't you dare threaten me.He used the knife to threaten the police, so they tasered him.
Can you go to jail if you do not give back your car if your payments are late?
No, and in most states it is illegal for a creditor to threaten jail time, Triad Financial in Huntington Beach Calif, is currently battleing numerous lawsuits about that very thing.
