i don't think so. i would goggle it if i where you.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
No. Homeowners insurance does not cover un-repaired, pre-existing conditions.
Yes, your homeowners insurance policy can be cancelled or non renewed if the insurer determines that your home or property has hazardous conditions. Especially if the homeowner has already collected on a claim and failed to make the necessary repairs.
If you have homeowners insurance I would call them and they can recommend the best person for you. If you are renting then it will be your landlord's job to fix it and you should call them.
Yes, If the system was damaged by a covered peril and can be repaired then thats what the company will do. If it can not be repaired or of the cost of repair exceeds the cost of replacement then they will pay for replacement.
Homeowners Insurance Policies always exclude preexisting un-repaired damage.
Yes they can because it was not repaired
It might, but with a small loss like this you'd be far better off having it repaired yourself. It's unlikely that the repair cost would exceed your deductible. Furthermore, any claim or inquiry you make against your homeowners will likely result in a claim surcharge on your premium at your next renewal.
Typically your home insurance policy will cover damages that result from Fire, Wind, Hail etc. It just depends on how your counter top got broken and the terms and scope of coverage your homeowners insurance policy offers. Your repair however would likely be far less than the deductible on your home insurance policy. These are sometimes referred to as nuisance claims by insurers.
Very good question! Unfortunately, if the Settlement is already executed and money paid, there is nothing you can do. The only time you can possibly do anything is while the vehicle is being repaired and more damage (s) is discovered. Then you gat a Suplemental estimate, which the Insurance co. may consider.
Go to a glass store where they replace windshields and they can repair it and can also get your insurance to pay for it if it just happened and hasn't been too long but you might have to have a police report.
Property insurance - If your property is damaged the insurance will pay for this to be repaired. Life insurance - If you die then your estate (or the named beneficiary) gets a payout to the value of the insurance.