I would think they would pay for all of the prenatal visits. But I don't believe they would cover the hospital expenses. Unless she was enrolled at a college. Then she could remain covered until at least the birth of the child, at which time they would probably say that she has had an immancipation event. "Should" has more meaning in moral discussions. Insurance companies only do what they are required to do under law or agreement. Read the policy and see what they are required to do.
While I would probably agree with you that they "should" pay for the delivery, they probably won't.
Yes, you should be since you were already covered prior to this. Although each state varies with this type of coverage. Even if he has a waiting period before he can enroll, he should get a letter from his prior insurance company showing that he had creditable coverage.
if you have cancer before you are married, it will most likely be considered a pre-existing condition and it will not be covered by insurance.
Yes, you should definatly look into aviation insurance. You will probably be covered under the schools insurance while training but it is something you will have to have when training is finished. You should look into the cost of it first before you incur the expense of the lessons.
This will vary from insurance provider to insurance provider, it will also depend on your policy and the level of coverage that you have. You should always check with your dentist and insurance to ensure procedures are covered before going through with them.
A deductible in any kind of insurance is, basically, the minimum amount before the insurance "kicks in." On any repairs covered by your insurance, you will have to pay the deductible amount before the insurance will pay anything.
Your insurance provider can help you with that information. Whether treatment is covered, and to what extent, depends on the health insurance policy. Before seeking treatment, you and your wife should know what benefits you have and what out-of-pocket expenses are involved. You'll find a toll-free number on your insurance card that you can call for assistance.
No.
Any type of motor home or recreational vehicle is covered by a typical RV policy. Even travel trailers are covered by an RV insurance policy. Before you purchase your policy, though, talk to a qualified insurance agent to make sure you are adequately covered.
No, you need to get the insurance arranged before you pick up the new car.
No. Your policy will only cover damages which were caused by a covered loss during the policy period.
NO, Your homeowners Hazard Insurance Policy does not pay for maintenance or other home upgrades. However upgrades should be reported to your insurer as they can be covered if damaged or loss occurs from covered peril on your policy. If your Insurer is not aware that you have added an HVAC unit it will likely not be covered if damaged.
Typical term policies in mortgage insurance include terms on the homeowners out of pocket deductible before a claim can be paid out by an insurance company. Also it will often list what is covered and what is not. Flood insurance is not typically covered and costs extra.