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Your insurance was to cover 50 of your root canal but a statement said it would not because a 'waiting period' had not been satisfied and you am wondering what can you do about this?
Wiki User
∙ 13y ago
Keep calling them and continue to hound them until they pay. If the coverage says 50%, then hold them to it. Threaten to report them to the insurance board and Attorney General if they don't give you what you are paying for. You pay a monthly premium to get their service, it is time for them to pay up. Don't back down and keep at them. I've never lost a battle, you won't either until you give up.
- It is your responsibility to know your insurance coverage. Most dental insurance has a waiting period for major benefits such as root canals and crown. They also have limits usually $1000-$1500 per year. Generally only cleanings, x-ray, extractions, and fillings are covered in the first 6mo. to 1 year. It's to keep people from "insurance hopping" getting a policy, using all your benefits right away, then dropping the coverage and getting another plan to do the same thing again.
Wiki User
∙ 13y ago
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