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Your sister you own a car you have never owned a car or had insurance before so the insurance is in your sisters name because it is cheaper are you covered in case you are involved in an accident?
Wiki User
∙ 15y ago
Unless you live with your sister and are sharing the insurance policy with your sister's car as well, you are commiting insurance fraud. If yours is the only vehicle the policy needs to be written in your name and based on your underwriting info, address, insurance history, credit history, etc. Rewrite the policy immediately. There is no sense in chancing something this important, it's better to pay an accurate rate and have your insurance work, then pay for hope.
Wiki User
∙ 15y ago
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Is auto insurance in Hawaii on average cheaper due to not as much area to drive?
Yes, Hawaii auto insurance is generally cheaper because of less accident rate and low amount of traffic.
What will NOT make your auto insurance cheaper?
Getting into an accident of any kind.
What if someone says they have life insurance and the company tells you it was accidental insurance?
You would check out the written policy to see which it was. Accidental insurance is much cheaper than the other, because dying by accident is less common.
Is there cheaper car insurance available for older drivers?
There are some companies who offer cheaper car insurance premiums for drivers over 50, as they have less probability of getting into an accident because of their experience. Also a certain amount of discount can be acquired if one takes the 'Pass Plus' driving course. However, people older than 70 are considered to be at a high risk of getting involved in an accident,like the young drivers, and are offerred a higher premium rate.
Why are car insurance rates cheaper if purchased online as opposed to offline from an agent?
It's cheaper to purchase car insurance online than it is offline because there's much less paper work involved. There's also no agent cost and less work load on the employees of the insurance company.
Can I get away with dropping my auto insurance?
I do not have a particular website to answer your question. I do know, however, that if you drive with no auto insurance it is against the law. Also, if you do get in an accident you are not covered for your injuries. Also, if the accident is your fault, you can get a hefty lawsuit served in your name. Keep shopping for cheaper insurance. Do not drive without auto insurance.
Didn't have insurance on spouse truck drove had accident.?
The owner of the truck is liable for all damages and injuries as a result of an accident if found at fault. Normally these would be paid by the insurance company if there was an existing policy. Insurance policies are far cheaper than paying these expenses out of pocket.
What is gap insurance?
GAP insurance is coverage that covers the difference between the value of the vehicle at the time of the accident and the amount that is owed on the loan at the time of the accident. GAP insurance can be purchased from the finance company or from the persons insurance company. Usually it is much cheaper to get it from the insurance company.
Is car insurance cheaper for women?
Yes, car insurance is cheaper for women. Insurance companies charge individuals based on demographic data, and women continually cost insurance companies less. This is partially because men get into more accidents, but even those years when the numbers of accidents between genders is nearly-identical, women get in less severe (i.e. less costly) accidents, so insurance companies feel justified for charging men extra.
Which is better state farm or progressive?
progressive is better because if you get in a car accident they will give you a rental car until your car is fixed. also because they compare rates and get you car insurance cheaper. if you really want cheap car insurance, though, try out 4autoinsurancequote.com. i found a quote there for $25/month liability.
Is it cheaper buying car insurance online or in person?
It might be cheaper to buy car insurance on line only because of the volume they have.Remember, you get what you pay for and I like having a real agent I can talk to when purchasing car insurance.
How would decreasing the number of auto accidents effect insurance premiums?
FOr each accident that occurs, this results in a loss for the insurance agent. The less accidents that occur, the cheaper they become. Simple business practice
