Because not all situations are so black and white as figures, the answer is probably, but not by any means definately. Lots of times medicare's (especially medicares) system of bililng is so complicated things get lost, for in most if not all states they only have a certain amount of time to bill for the services, many billing departments fall behind because of the aforementioned complications. In conclusion there are many bills that were never "claimed" by any insurance or hospital and went to the wayside and yes I've got multiple examples, but u guys can look those up your selfs.
Here are opinions and answers from FAQ Farmers:
You can contact the hospital & request a bil reduction based on your income & if you have no insurance or it did not pay all of the bill or sue the other accident partys insurance company for any charges if it was their fault.
**** I worked for Blue Cross/Bs for more than 12 years . It CANNOT effect your credit if you agree on a settlement (that incurs income on your taxes, however much is "written off") for the balance due. Secondly, Auto & W-Comp are not "medical bills." The casualty in medical (health insurance) is waaaaaaaaaaaaay different legally than auto insurance. If you agree to pay $5 a MONTH, YES $5 a month , it will not effect your credit at all (medical). This is "written in stone" as legal. Basically, the object is to bury the health care professional in paper and offer you a HUGE discount. Take case in point you have a bill because either you do not have health insurance (NON AUTO/COMP CASUALTY) and/or you DO have it but have a high deductible. The bill for an MRI is $1000 . The insurance company will calculate the 'eligible amount' if you have a deductible the 'allowed amount is reported on a EOB (explain/bene) and to the provider of the amount you owe. If you are unable to pay it in full.. $5/mo. Now, consequently , if it's three years from the Date of Service, its a collections issue. Depending on the amount,it CAN go to reported credit due to you being irresponsible in not making a deal. Even if you call the provider and tell them you have a financial issue (especially facilities/hospitals make agreements) you may want to look into charity care or look into your state's programs to see if you can get assistance. There are sooooooooooooooo many scenarios the question asked here is too broad of a topic...
yes
An unpaid medical bill is like any other debt. It can be reported to a credit agency like any other debt.
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
How do I report an unpaid bill to a credit bureau?
Yes, a medical bill is like anyother bill and it will drag down your credit score like if you didn't pay a credit card or auto loan.
Yes.
Your unpaid medical bills will not be reported to credit bureaus until sent to a collection agency. As long as they remain with the provider, the unpaid balance is just that, an unpaid balance. However, some interest rates may apply, depending on the state that you are in, so that balance could change.
Yes ... the credit bureau only "sees" unpaid debt ... it does not determine who is owed or how the unpaid debt was incurred. You should be writing to the credit bureau's and explain the situation - they may drop the reported unpaid bill, but will not forgive the debt still owed ... that still needs to be paid back to the medical institution as soon as possible, as they are a business and rely upon money (income) to pay their bills and staff.
unpaid credit card bill in the phils. can affect your police clearance and nbi?
No. If the bill was incurred when you were a minor, then the bill is your parent's responsibility. It would be illegal to put it on your credit report.
More information? Full question?
If the bill belongs to a minor, it will most likely be put on the credit report of the responsible party, which would be one of the parents, or the legal guardian of the minor at the time the debt was accrued.